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The information on this website is accurate; however mistakes can sometimes occur. We reserve the right to make changes and/or additions to the website at any time.

 

Disclaimer: We are referral partners to qualified participating affiliates. We are not a lender loan broker or agent for any lender or loan broker outside of any State or the United States. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This service and offer are void where prohibited. This is not a solicitation for a particular loan. We do not control and are not responsible for the actions of any affiliate. We do not endorse or charge you for any service or product. You are under no obligation to use our Service to initiate contact with an affiliate, nor apply for credit or any cash advance product with any service provider or group. You are under no obligation to accept any cash advance from a participating affiliate.

 

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Find the Right Credit Card Machine for Your Business

 

Choosing the credit card processing terminal that best suits your business needs can help you reduce processing costs and increase your profits. AV Financial has the expertise to guide you in your selection of the right credit card machine and PIN pad for your operation. We offer the popular, easy-to-use options listed below that are fully equipped with the latest technology, non-proprietary and representative of the overall best value.

 

Traditional Retail/Countertop

For face-to-face transactions in a traditional retail setting, it’s hard to beat point-of-sale terminals for securely processing credit cards, debit cards, prepaid cards, checks, electronic benefits transfers (EBTs) and other electronic transactions. Simply swipe the customer’s card through the card reader and the terminal does the rest. Add a PIN pad to your credit card machine to process PIN debit cards and EBT transactions.

 

These point-of-sale countertop terminals are the workhorses of the brick-and-mortar sales environment where card-present transactions are the norm.

 

 

VeriFone Vx570

Dual Comm Credit Card Terminal

 

 

 

Available for petro accounts only, VeriFone’s sleek and stylish Vx570 Dual Comm IP packs all the features and functions you would want in a single, stand-alone terminal. This terminal uses a standard phone line or an internet connection. For Internet processing, simply connect the terminal up to your router, cable modem or DSL line and complete transactions in mere seconds. The ATM-style customer interface and integrated thermal drop-in paper printer make this terminal extremely easy to learn and use.

 

VeriFone Vx570 Dual Comm Features

  • Process transactions over the Internet or through a standard analog phone line

  • Supports credit, debit, gift cards and loyalty cards; electronic benefits transfers (EBTs); and more

  • Simple, intuitive ATM-style interface makes it easy to use

  • Sleek, compact design minimizes clutter and saves counter space

  • Large backlit display

  • Triple-track card reader supports all magnetic stripe cards (including new drivers licenses)

  • Integrated thermal printer is exceptionally quiet and fast

  • Comprehensive, easy-to-read reports

  • Two telephone ports eliminate the need for a second line

 

 

 

VeriFone VX 520

 

 

 

 

The VeriFone VX 520 is one of the strongest, fastest and most reliable processing terminals on the market, offering cutting-edge technology and easy-to-use features that you and your customers will appreciate. This countertop terminal provides next-generation processing power that delivers security and flexibility to fit the needs of any business.

 

VeriFone VX 520 Features

  • EMV® and contactless card capability allows you to accept a wider variety of cards as customers switch to new card technology, making it a future-focused choice for your business.

  • High-speed Internet connection with dial-up backup lets you complete transactions quickly.

  • Easy-to-read white backlit display provides high visibility even in lower light conditions.

  • Ergonomic, slim design takes up minimal counter space and passes easily to customers to complete transaction.

  • PCI PED 2.0 security standard exceeds industry requirements for customer data security.

  • 500MB standard memory supports value-added applications like check services.

  • Built-in printer issues customer receipts without additional equipment.

  • Quick-release, transparent printer paper door loads paper quickly and efficiently to keep transactions moving smoothly.

 
 
 
 
Ingenico® iCT250

 

 

 

 

The iCT250 terminal from Ingenico provides powerful, secure and compact credit card processing. This countertop terminal delivers fast and reliable processing in a self-contained unit that doesn’t require a connection to a separate point-of-sale system, making it a sophisticated solution for all of your business’s electronic payment requirements that you can count on.  

 

Ingenico iCT250 Features

  • EMV and contactless card capability accepts more types of payments as customers upgrade to new technology

  • Bright, high-contrast color display provides high visibility for customers and staff, plus screensaver capability for your messaging

  • Supports high-speed Internet connection with dial-up backup to complete customer transactions quickly

  • 512MB memory capacity can host numerous processing applications

  • Built-in printer provides customer receipts without additional equipment

  • PCI PED 3.0 security standard exceeds industry requirements for data security



 

 

Ingenico® iCT220 CTL

 

 

 

 

The Ingenico iCT220 CTL is designed for easy handling and robust daily use, offers EMV® chip-and-PIN and chip-and-signature, magnetic stripe and NFC/contactless payment options, and enables NFC couponing and wallet applications.

 

iCT220 CTL Features:

  • Supports multiple payment methods while taking up minimal counterspace

  • Ergonomic and intuitive

  • Backlit keypad and color LCD display enhanced PIN entry and menu navigation

  • Meets the highest security requirements and is PCI PTS 3.0 certified

  • EMV capable

  • NFC and Apple Pay™  capable

 

Mobile and Wireless

Diversified and on-the-go merchants rely on credit card terminals that can keep up with them by delivering secure processing wherever and whenever the sale arises. When you need to accept credit cards in the field or at a customer’s home, mobile and wireless terminals have got you covered.

 

Whether you opt for our ProcessNow® Register or ProcessNow Mobile app-based processing solutions that turn your smartphone or tablet into a credit card machine, or choose one of our compact and portable wireless terminals, you won’t miss a beat or a sale!

 

Mobile and wireless terminals are the right choice for merchants who operate outside the traditional retail setting, and for service providers who need credit card processing on the road.

 

 

 

VeriFone VX 680

GPRS Wireless Terminal

 
 
 
 

This high-speed, portable and NFC-capable payment solution is loaded with powerful features designed to enable on-the-go businesses to accept credit and debit cards. Sleek and compact, the VeriFone VX 680 prominently features a large, full-color screen for touch-and-go processing. It also offers unparalleled speed and memory, delivering the power to process payments anytime, anywhere you’ve got a sale.  

 

VeriFone VX 680 Features:

  • Bright 3.5-inch color touch screen with eye-catching graphics

  • Slim, ergonomic, all-in-one design that’s ideal for customer handover   

  • GPRS 3G wireless connectivity

  • Blue-backlit, spill-resistant keypad

  • Memory facilitates additional payment applications, including loyalty programs and gift cards

  • EMV® capable

  • Optional built-in contactless technology opens the door for even more ways to pay

 

 

 

 

Ingenico® iWL250

 

 

 

 

 

The iWL250 wireless Bluetooth terminal from Ingenico gives your business processing freedom and flexibility through wireless processing anytime and anywhere you require it. One of the smallest, lightest and most secure short-range wireless terminals on the market today, the iWL250 delivers speed and power that let you process anywhere in your store, at curbside or at the table.

 

Ingenico iWL250 Features

  • EMV and contactless card capability facilitates acceptance of more types of payments as customers upgrade to new technology

  • Bluetooth short-range wireless connection (with stationary base) supports high-speed Internet connection (dial-up backup) so you can take the terminal to your customers

  • Bright, high-contrast backlit display means high visibility for customers and staff, even in lower light conditions

  • Compact, lightweight design makes it easy to carry and easy to use in tight spaces

  • Built-in printer provides customer receipts without additional equipment

  • PCI PED 2.0 security standard exceeds industry requirements for data security

 

 

 

Ingenico® iWL250

3G-GPRS

 

 

 

The iWL250 3G-GPRS wireless terminal from Ingenico provides processing simplicity, speed and flexibility. Compact, stylish and robust, it offers speed and power that let you take credit and debit card processing right to your customers — in the store, at the table or at the customer pick-up entrance.

 

 

Ingenico iWL250 3G-GPRS Features

  • EMV and contactless card capability facilitates acceptance of more types of payments as customers upgrade to new technology

  • Powerful 3G wireless connectivity processes customer payments in seconds

  • Bright, high-contrast color display delivers high visibility for customers and staff, plus screensaver capability for your messaging

  • Compact, lightweight design is easy to carry and easy to use in tight spaces

  • Built-in printer provides customer receipts without additional equipment

  • PCI PED 2.0 security standard exceeds industry requirements for data security


Pin Pad

You can’t process a PIN debit card or EBT sale without a PIN pad, and AV Financial offers a choice of models from top names.

 

Paired with integrated point of sale devices, PIN pads allow the cardholder to enter their personal identification number into the system to complete the transaction securely.

 

PIN pads are required equipment for any retail location or service provider that accepts PIN debit and EBT cards. Let AV Financial help you choose the PIN pad that’s compatible with your credit card machine.

 

 

 

 

VeriFone VX 805

PIN Pad

 

 

 

The VeriFone VX 805 is one of the most secure, robust and ergonomic PIN pads on the market, offering cutting-edge technology and easy-to-use features. This countertop unit comes equipped with next-generation features and compatibility, and the power, security and ease of use to meet the needs of any business.

 

VeriFone VX 805 Features

  • EMV® and contactless card capability enables you to accept a wider variety of cards as customers switch to new technology, making it a future-focused choice for your business.

  • Seamless integration with VeriFone equipment and PC processing software enables the VX 805 to fit well into almost any point-of-sale environment.

  • Easy-to-read white backlit display offers high visibility even in lower light conditions.

  • ATM-style interface and large keypad allows customers and merchants to easily enter information with minimal errors.

  • Ergonomic, slim design takes up little counter space and passes easily to customers to complete the transaction.

  • PCI PTS 3.X security certification security standard exceeds industry requirements for customer data security.

 

 

 

Ingenico® iPP320

 
 

 

 

The iPP320 PIN pad from Ingenico provides reliability, security and convenience for your PIN debit card transactions. This ergonomic PIN pad makes it easy for your customers to enter confidential information, and its connectivity options and speedy processing make it easy to integrate with existing Ingenico equipment.

 

 

Ingenico iPP320 Features

  • EMV and contactless card capability facilitates acceptance of more types of payments as customers upgrade to new technology

  • Bright, high-contrast color display delivers high visibility for customers and staff

  • Compact design saves countertop space

  • Ergonomic, easy-to-use keypad makes data entry easy

  • PCI PED 3.0 security standard exceeds industry requirements for data security

 

 

 

Ingenico® iPP310

PIN Pad

 

 

 

The Ingenico iPP310 PIN Pad features everything needed to facilitate the acceptance of mag-stripe, EMV®  chip and PIN, contactless cards and NFC mobile wallets. Customers insert, swipe or tap cards for payments, while a dedicated clerk-facing terminal remains on the counter.

 

Ingenico iPP310 PIN Pad Features

  • Easy to integrate with iCT200 series terminals

  • Supports latest EMV, PIN debit and PCI standards

  • Integrated contactless reader facilitates tap-and-go payments via card, mobile phone, including Apple Pay™

  • Connect to any POS  in seconds with seamless plug-and-play installation

  • Lightweight and ergonomically-engineered for comfortable card swipe/insert/tap, PIN input and data entry

  • Intuitive menu-driven display ensures simple navigation

  • PCI PTS 3.0 certified for secure data and application management


Card Swiper

A credit card swiper, or reader, is an electronic device that reads the account information embedded in the card’s magnetic strip that’s needed to complete a transaction. A swiper is used for card-present (face-to-face) retail transactions.

 

Most credit card swipers feature an ergonomic, compact design and bi-directional read capability, making them extremely easy to use. Simply swipe the card through the reader to collect the necessary data, conclude the sale and issue a receipt.

 

 

 

MagTek Dynamag

Credit Card Swiper

 
 
 

 

This standard card swiper — which also goes by the name Dynamag — is easy to use, offers a space-saving design and a reliable and convenient bi-directional swipe path.

MagTek Dynamag Features

  • Industry standard footprint

  • Can be mounted to most flat surfaces

  • Unique, non-changeable device serial number

  • Reads up to three tracks

  • USB keyboard emulation

  • USB powered

  • Red/green/amber LED indicates reader status

  • Reads ANSI/ISO/AAMVA cards plus custom formats

  • 100 percent interface compatible with all traditional MagTek readers

 

Printers

 

The final step in the credit card transaction process is issuing a receipt, which requires a printer. Many point-of-sale credit card terminals have a built-in printer, but they can also be bought separately.

 

Printer options include thermal, laser or ink jet. Other features to consider when choosing a printer are compatibility with your existing processing system, convenient drop-in paper loading, an auto cutter, easy-to-read LEDs, a fast print speed and a footprint that takes up minimal space on a counter or shelf.

 

 

 

Epson ReadyPrint T20

Thermal Printer

 

 

 

The ReadyPrint T20 is the complete package, delivering everything you need to print card receipts in one box. Competitively priced, it prints thermal receipts at a fraction of the cost a laser or ink jet printer.

 

Epson ReadyPrint T20 Thermal Printer Features

  • Minimal initial investment to purchase

  • Prints receipts at 6 inches/second — much faster than most entry level laser or ink jet printers

  • Few moving parts means low maintenance requirements

  • Energy Star qualified with lowest power consumption of any current single station thermal printer on the market

  • USB interface

  • AC cable included

  • Wall or counter mount

  • Drop-in paper loading

  • Auto cutter

  • Easy-to-read LED

  • Small footprint ideal for tight spaces

  • Two-year limited warranty

  • Backed by Epson, a leader in point-of-sale receipt printers who’s known for innovation and reliability. Call for lease and pricing options

 

Telephone Payment Processing

Accept Credit Cards From Any Phone

Point-of-sale retail credit card processing has evolved well beyond the once-standard countertop terminal and landline connection to a processor. Thanks to ever-evolving technology, merchants and service providers can now process payment card transactions from virtually any phone available to them.

 

Dialpay

AV Financial offers Dialpay, a telephone processing solution that utilizes any touchtone phone to process payments quickly and easily.  Dialpay telephone credit card processing turns any touchtone phone — including cell phones — into a credit card processor that can handle all Visa®, MasterCard®, American Express®* and Discover®cards. It’s quick and easy to use, doesn’t require the purchase of additional equipment or software and there are no additional fees to pay!

 

Telephone processing with Dialpay is a very cost-effective solution for low-volume businesses, on-the-go merchants who operate outside the four walls of traditional retail and businesses that want to keep equipment to a minimum. And because it’s accessible 24 hours a day/365 days a year, your business never has any down time when it comes to accepting payment cards.  

 

Initiating a Dialpay transaction is as simple as calling the toll-free number on your touchtone phone and following a few simple audio prompts to enter the customer’s credit card number, expiration date and sale amount using the keypad on your phone.

The transaction is processed immediately, and a transaction approval or denial is issued. To issue a receipt, just use an inexpensive portable credit card imprinter to create a two-part carbon receipt — one copy for the customer and the other for you.

 

Dialpay also supports a host of other necessary functions, including credit card refunds, authorization-only transactions and void transactions. To make record keeping easy, TransFirst will send you a monthly statement of the details of your Dialpay credit card processing activity.